NZ Pay & Tax Blog
Plain-English guides to understanding your pay, tax and take-home in New Zealand — income tax rates, PAYE, the minimum wage and more. When you’re ready, work out your own numbers with the pay calculator.
New Zealand Income Tax Rates & Brackets (2026/27)
The current PAYE brackets for 2026/27, how progressive tax really works, and what you actually pay — with worked examples.
Read guide →What Is PAYE and How Is It Calculated in NZ?
PAYE explained simply: what your employer deducts, how it is worked out, and which tax code to use.
Read guide →Gross Pay vs Net Pay: What You Actually Take Home
Gross is what you're paid; net is what you keep. Here's exactly what comes out in between — and how to work out your take-home.
Read guide →NZ Minimum Wage & Living Wage 2026
The minimum wage rises to $23.95/hour on 1 April 2026. Here's what that means per week, per year, and after tax — plus the living wage.
Read guide →Secondary Tax in New Zealand Explained
Second job? Here's how secondary tax codes and rates work — and the myth that you pay "more" tax on a second income.
Read guide →