Reverse Pay Calculator
Know the take-home pay you want? Work out the gross salary you'd need to earn it in New Zealand, after PAYE, ACC, KiwiSaver and student loan.
The amount you want in your bank account.
| Gross salary | |
| PAYE tax | |
| IETC credit | |
| ACC levy | |
| KiwiSaver (you) | |
| Student loan | |
| Take-home pay |
Estimate for the selected tax year. Figures assume a single main job.
Want the opposite? Use the standard pay calculator to go from gross to take-home, or the pay rise calculator to see what a raise adds.
How the reverse calculator works
Because New Zealand income tax is progressive (higher slices of income are taxed at higher rates), you can't simply divide your take-home pay by a flat percentage to find the gross. This tool searches for the gross salary that produces your exact target take-home, applying the same IRD PAYE brackets, ACC earners' levy, KiwiSaver and student loan rules as our main calculator.
It's an estimate for a single main job. Things like secondary income, the Working for Families adjustments, or a temporary KiwiSaver rate reduction can change the real figure.