Privacy Policy

1. Introduction

NZ Pay Calculator ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website paycalculator.co.nz and use our salary calculation services.

We respect your privacy and are committed to protecting it through our compliance with this policy. By using our service, you agree to the collection and use of information in accordance with this policy.

2. Information We Collect

2.1 Personal Information

We collect minimal personal information. The information we may collect includes:

• Email address (only if you choose to contact us)
• Name (only if you choose to provide it)
• Any other information you voluntarily provide

2.2 Financial Information

We do not collect, store, or process any financial information including:

• Salary amounts
• Tax calculations
• KiwiSaver contributions
• Bank account details
• Any other financial data

All calculations are performed locally in your browser and are never transmitted to our servers.

2.3 Usage Information

We may collect non-personal information about how you use our website, including:

• Pages visited
• Time spent on pages
• Browser type and version
• Operating system
• IP address (anonymized)

3. How We Use Information

We use the information we collect for the following purposes:

• To provide and maintain our salary calculation service
• To improve our website and user experience
• To respond to your inquiries and provide customer support
• To analyze usage patterns and optimize performance
• To comply with legal obligations
• To protect against fraud and abuse

4. Information Sharing and Disclosure

We do not sell, trade, or otherwise transfer your personal information to third parties. We may share your information only in the following circumstances:

• Legal Requirements: When required by law or to protect our rights
• Service Providers: With trusted third-party service providers who assist us in operating our website (e.g., hosting, analytics)
• Business Transfers: In connection with a merger, acquisition, or sale of assets
• Consent: When you explicitly consent to such sharing

5. Data Security

We implement appropriate security measures to protect your personal information:

• SSL encryption for all data transmission
• Secure hosting with industry-standard security measures
• Regular security audits and updates
• Limited access to personal information on a need-to-know basis
• Regular backup and disaster recovery procedures

However, no method of transmission over the internet or electronic storage is 100% secure. While we strive to use commercially acceptable means to protect your personal information, we cannot guarantee its absolute security.

6. Cookies and Tracking Technologies

6.1 What Are Cookies

Cookies are small text files that are placed on your device when you visit our website. They help us provide you with a better experience and understand how you use our site.

6.2 Types of Cookies We Use

• Essential Cookies: Required for basic website functionality
• Analytics Cookies: Help us understand how visitors use our website
• Preference Cookies: Remember your settings and preferences

6.3 Managing Cookies

You can control and manage cookies through your browser settings. However, disabling certain cookies may affect the functionality of our website.

7. Third-Party Services

Our website may contain links to third-party websites and services. We are not responsible for the privacy practices of these third parties. We encourage you to read their privacy policies before providing any personal information.

We may use third-party services for:

• Website analytics (Google Analytics)
• Hosting services
• Email services (if you contact us)

8. Data Retention

We retain your personal information only for as long as necessary to fulfill the purposes outlined in this Privacy Policy:

• Contact information: Until you request deletion or for 2 years, whichever comes first
• Usage data: Aggregated and anonymized for analytics purposes
• Financial data: Never collected or stored

9. Your Rights and Choices

You have the following rights regarding your personal information:

• Access: Request a copy of your personal information
• Correction: Request correction of inaccurate information
• Deletion: Request deletion of your personal information
• Portability: Request transfer of your data to another service
• Objection: Object to processing of your personal information
• Withdrawal: Withdraw consent at any time

To exercise these rights, please contact us using the information provided below.

10. Children's Privacy

Our service is not intended for children under 13 years of age. We do not knowingly collect personal information from children under 13. If you are a parent or guardian and believe your child has provided us with personal information, please contact us immediately.

11. International Data Transfers

Your personal information is processed and stored in New Zealand. If you are accessing our service from outside New Zealand, please be aware that your information may be transferred to, stored, and processed in New Zealand where our servers are located.

12. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by:

• Posting the new Privacy Policy on this page
• Updating the "Last updated" date at the top of this page
• Sending you an email notification (if you have provided your email)

Your continued use of our service after any changes constitutes acceptance of the new Privacy Policy.

13. Contact Information

If you have any questions about this Privacy Policy or our privacy practices, please contact us:

We will respond to your inquiry within 30 days.