We have a calculator for most NZ pay questions. Here's which one to reach for, and what it tells you. All use the same IRD-verified 2026/27 tax rules.
Take-home pay (the main calculator)
Enter a salary or wage and the NZ Pay Calculator shows your take-home after PAYE, ACC, KiwiSaver and student loan — weekly, fortnightly, monthly and annually. It also has a two-salary comparison.
Reverse pay calculator
Know the take-home you want? The reverse calculator works backwards to the gross salary you'd need.
Pay rise calculator
The pay rise calculator compares your current and new salary and shows how much extra take-home you'd actually keep after tax.
Bonus & overtime calculator
The bonus & overtime calculator shows the take-home on a one-off bonus (using IRD's lump-sum method) or on overtime.
Contractor vs employee
The contractor vs employee calculator compares take-home as an employee versus an independent contractor, allowing for expenses and costs.
Employer cost calculator
Employers can use the employer cost calculator to see the full cost of a hire, including employer KiwiSaver and ESCT.
Holiday pay calculator
The holiday pay calculator estimates annual holiday pay under the Holidays Act (the greater of ordinary weekly pay and average weekly earnings), or 8% for casual work.